Terms & Conditions – Policy Paths LLC
Effective Date: November 1, 2025
Welcome to Policy Paths LLC (“we,” “our,” or “us”). By using our website and services, you agree to these Terms and Conditions.
Our role is limited to offering publicly available information in an organized, easy-to-understand format to support independent decision-making.
All information we share is generic and not tailored to any individual’s personal situation.
Our consultancy services are fee-based and priced depending on the level of detail, session length, and client needs.
All consultations are fee-based and depend on the type and depth of service.
Below are example consultation plans offered by Policy Paths LLC:
• Quick Information Call – $50
A short 10–15 minute session to answer general industry questions and explain basic terms.
• Starter Information Session – $100
An introductory session covering common concepts and how to independently research options.
• Planning Awareness Session – $150
A general overview of factors people typically consider when looking into available services.
• Understanding Documents Session – $199
Guidance in reading and understanding terminology in documents — without any evaluation or recommendations.
• Full Information Overview – $299
A comprehensive walkthrough of multiple general topics to help clients gain clarity and confidence.
• Small Business Learning Session – $399
General educational guidance for small business owners on broad industry topics and common terms.
• Family Education Strategy – $499
A family-focused session explaining general categories, terminology, and factors families often review.
• Custom Educational Session – $550
Tailored, extended educational support based on the client’s learning preferences and requested topics.
(Custom pricing may vary depending on complexity and session length.)
• Full payment is required before any consultation begins.
• We accept Visa and Mastercard via secure online payment processing.
• Fees are one-time charges per consultation unless otherwise stated.
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Refunds are issued according to our 30-Day Refund Policy:
• Clients may cancel within 7 days of payment (and before the consultation takes place) to request a refund.
• Once a consultation has been completed, no refunds will be issued.
• If a session cannot be completed due to our error, the client may request a reschedule or full refund.
Our services are advisory only. Information provided does not constitute legal, tax, or financial advice. Clients make their own final insurance decisions.
Policy Paths LLC and its consultants are not liable for any decisions, losses, or outcomes resulting from the use of our consultancy services.
These Terms are governed by and interpreted under the laws of the State of Wyoming, USA.
Any disputes shall be resolved exclusively within Wyoming state courts.
Policy Paths LLC,
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